Precious metals intelligence

IRA-Eligible Precious Metals

Not every bullion product qualifies for a US precious-metals IRA. The IRS rules are specific on purity and approved coin lists.

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Purity thresholds

IRA-eligible gold must be 99.5%+ pure, silver 99.9%+, platinum and palladium 99.95%+. American Gold Eagle is the notable 91.67% exception specifically permitted by statute.

Approved coins and bars

Approved products include American Eagles (gold and silver), Canadian Maple Leafs, Austrian Philharmonics, Australian Kangaroos, and bars from LBMA/NYMEX/COMEX-approved refiners. Collectible and graded coins are typically excluded.

Custody requirement

IRA metals must sit with an IRS-approved depository — home storage of IRA gold is a long-standing audit risk despite marketing claims to the contrary. Confirm structure with a qualified tax professional.

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Dealer reference

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Disclosure

APMEX

Broad bullion catalog

Coins, bars, and market references.

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JM Bullion

Retail bullion pricing

Useful for comparing product premiums.

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SD Bullion

Dealer quote check

Good for bid, ask, and spread discipline.

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Money Metals

Bullion and storage context

Useful for physical-market terms.

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Data and financial disclosure

MetalBrief publishes market information, tools, indicators, and educational context, not account-specific investment, legal, tax, or financial advice. FX conversions, macro proxies, headlines, RSI, support, resistance, and opportunity scores are derived unless labeled as market data.